Competitive Low Rates | Local Service | Great Programs

• No Application Fees
• Conventional, FHA, VA, USDA
• Honest Upfront Mortgage Broker

Serving only the State of Colorado

LOCAL SERVICE

We originate mortgages exclusively in Colorado! We strive to exceed customer expectations and always work diligently to close loans in a timely manner. 

Colorado lender with low mortgage rates

LOW RATES

We offer incredibly low interest rates and minimal fees. We’re able to pass down wholesale rates from our investors to our clients. Learn more about Rates.

Mortgage programs for Colorado homeowners and homebuyers

LOAN PROGRAMS

We offer Conventional, FHA, VA, USDA, debt consolidation and loans for self-employed borrowers.. Visit the Mortgage Programs page to compare options.

mortgage technology to make it easier to apply for a loan

TECHNOLOGY

Our automated underwriting system allows us to issue pre-approvals in a matter of hours. Clients can Esign documents from the comfort of their home or office.

» Extremely Competitive Rates
» No Application Fees (Never any up-front fees) / 24 Hour Pre-Approvals
» Always close in 30 days or less
» We Work With Lower Credit Scores (580+)
» Flexible Loan Programs (Fannie Mae, Freddie Mac, FHA, VA, USDA)
» Bank Statement Program for Self Employed Borrowers (No tax returns or 1099’s)

 

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» 80% Conventional Cash out, 80% FHA Cash out, 100% VA Cash out
» No Application Fees (Never any up-front fees)
» No Closing Costs Available (No lender fees, No title fees)
» We Work With Lower Credit Scores (560+)
» Flexible Loan Programs (Fannie Mae, Freddie Mac, FHA, VA, USDA)
» Local Friendly Service (Always here to answer your questions & concerns)
» Bank Statement Program for Self Employed Borrowers (No tax returns or 1099’s)

 

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Extremely low rates plus a no/low closing costs option! Purchase a home with as little as 3% down payment. Cash-out refinance up to 80% of your home’s value. Credit scores down to a 620. 

 

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The most competitive FHA rates in Colorado and very flexible qualifying. Purchase a home with only 3.5% down payment. Cash-out Refinance up to 80% of your home’s value. Credit scores down to 580.

 

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Refinance your home to pay of high interest rate credit card debt, student loans or just get cash to remodel your home. Easily save $500 to $1000 a month by paying off debt. Up to 80% loan to value. 

 

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Qualified active military personnel and veterans and can purchase a home with zero down payment. VA offers 100% financing with incredible interest rates. Cash-out refinance up to 100% of your home’s value.

 

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Purchase a rural home with zero down using a USDA loan. This is a 100% financing for properties located in rural areas of the State. Very competitive rates with low mortgage insurance.

 

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What Are Clients Saying...

Yvette M.

I contacted Trust Home Loans LLC regarding the refinance of my parents home and spoke with Igor. Igor went above and beyond to help us be able to qualify for a refinancing loan. Igor explained every step in detail and would go over any questions we had. This loan was very challenging, and we would have not been able to do it without Igor’s help. The service and personal attention we received from Igor was exceptional and beyond what we were expecting. Thank you for your assistance Igor throughout the loan process.

Jonathan F.

Igor is one of the best people I’ve had the pleasure of working with. I’m not referring to only mortgage brokers or lenders, one of the best people period. He always had my best interests in mind and went above and beyond to set me up with an incredible loan. The rates he offered were beyond competitive, handily beating everything I could find when shopping personally.

Eric B.

I was referred to Igor by a coworker when I mentioned we were discussing refinancing. It was the single best recommendation I have ever received. Igor went above and beyond on our refinance and helped us with a home purchase later in the year. Having financed houses 4 times total now, I feel I can say Igor is hands down the best in the business. He’s well versed in all of the available options and will work with you to find what loan fits your situation best. We look forward to working with Igor in the future.

Adam W.

Igor and his team were great. This was by far the easiest most straight forward loan process I’ve ever been through. Very happy with my entire process and will definitely reach out to Igor Drake for any future home loan needs…I recommend you to do the same.