Our current Colorado mortgage rates for residential purchase & refinance loans. Rates DO NOT have any origination or buy down points. Quote is based on $350,000 purchase price, 720 credit score, owner occupied. *Conventional APR is based on 20% down payment. If less than 20% down payment(purchase) or less than 20% equity(refinance), mortgage insurance will apply which will impact the APR of the loan* Please contact us for a detailed quote.