WHAT DOES Trust Home Loans LLC DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share during the loan application process will depend on the type of loan that you have applied for. This information can include:
- Social Security number and Income
- Account Balances and Payment History
- Credit History and Credit Scores
After your loan has been originated, Trust Home Loans, LLC will never share your information with any 3rd party without your permission. After your loan closes, we will stay in touch and let you know about any new offers that pertain to your situation, but your information is never shared with other creditors or 3rd party companies.
How does Trust Home Loans LLC protect my personal information?: To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Trust Home Loans LLC collect my personal information?: We collect your personal information, for example, when you:
- Apply for a loan or permit us to obtain a credit report
- We also collect your personal information from others, such as credit bureaus or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:
- Sharing of affiliates everyday business purposes and information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies. Trust Home Loans LLC has no affiliated companies with which nonpublic personal information is shared.
Non-Affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies. Trust Home Loans LLC does not share with non-affiliates except as permitted by law.
Joint marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you. Trust Home Loans LLC does not share customers’ information nor conduct joint marketing using customers’ personal information.
Trust Home Loans LLC maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Trust Home Loans LLC may disclose information about your accounts and transactions: (a) to comply with legal processes such as subpoenas and court orders, or to law enforcement authorities if we believe a crime has been committed; (b) if you give us your consent to share information.