REFINANCE LOANS

Conventional Rate Reduction/Term Change • Remove mortgage insurance, refinance into a 15 year loan or just reduce your interest rate. Learn more…

 

Conventional Cash-Out • Pull cash up to 80% of your home’s value. Consolidate debt or get cash at closing. Learn more…

 

FHA Streamline • Refinance your current FHA loan without an appraisal or having to qualify for the loan. No appraisal, No W2’s, No Tax Returns, No Stress. Learn more…

 

FHA Cash-Out • Pull cash out of your Colorado home up to 85% of its appraised value. Consolidate debt or get cash at closing. Learn more…

 

Fannie Mae/Freddie Mac Making Home Affordable Program(Conventional) • Ability to waive the appraisal cost and not have to worry about the home value or whether you have enough equity to refinance. Learn more…

 

VA MILITARY IRRRL Streamline • Streamline your current VA loan without having to do an appraisal or provide income documentation. An easy and fast refinance intended to reduce interest rate. Learn more…

 

Manufactured Homes • Refinance your manufactured home using either FHA, VA or conventional financing. Learn more… 

 

What Documents Will I Need?

PURCHASE LOANS

Conventional Loan with 5% Down Payment • NO Mortgage Insurance and very aggressive rates and low fees. Learn more…

 

Down Payment Assistance Buy a Home With Only Half Percent Down. Competitive FHA rates and flexible underwriting. Learn more…

 

FHA with only 3.5% Down Payment • Competitive rates but unfortunately has mortgage insurance. Typically for clients with credit scores under 660 or unique financial situations. Learn more…

 

Gift Funds allowed on both on FHA and Conventional Loans • Gift can come from family or employer and can go towards down payment and/or closing costs. 

 

100% USDA Rural Loan • Purchasing in a rural area? Take advantage of the ZERO DOWN USDA program. Income restrictions do apply. Learn more…

 

100% Military VA Loan • Current military and former military personnel can take advantage of their VA benefits and qualify for one of the best loans in the country. Very aggressive rates, NO monthly mortgage insurance and Zero Down Payment. Learn more…

 

Manufactured Homes  Purchase a manufactured home utilizing an FHA loan, VA loan or conventional financing. Learn more…

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